{"id":90287,"date":"2018-02-15T01:05:00","date_gmt":"2018-02-15T01:05:00","guid":{"rendered":""},"modified":"2023-01-06T20:40:02","modified_gmt":"2023-01-06T20:40:02","slug":"certificatul-si-polita-de-asigurare","status":"publish","type":"post","link":"https:\/\/cvnextjob.com\/index.php\/2018\/02\/15\/certificatul-si-polita-de-asigurare\/","title":{"rendered":"Certificatul \u015fi poli\u0163a de asigurare"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div><h3 class=\"post-title entry-title\" itemprop=\"headline\" style=\"background-color: white; color: #333333; font-family: Oswald, sans-serif; font-size: 20px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: 1.1; margin: 0px 0px 10px; padding: 0px; position: relative;\"><\/h3>\n<div class=\"post-body entry-content\" id=\"post-body-9054114817871278102\" style=\"background-color: white; color: #555555; font-family: Roboto, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 1.7; margin: 0px; overflow: hidden; padding: 0px; width: 615px;\">Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport.<br \/>Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate.<br \/>\u00cen practica interna\u0163ional\u0103 a asigur\u0103rilor riscurile se \u00eempart \u00een :<br \/>\u2022 riscuri asigurabile, care la r\u00e2ndul lor pot fi obi\u015fnuite,cum sunt : furtuna, naufragiul, e\u015fuarea, coliziunea, aruncarea m\u0103rfurilor peste bord, incendiul, furtul, jaful; \u015fi speciale , ca: transform\u0103ri fizice(autoaprinderea, scurgerea lichidelor, spargerea sticl\u0103riei), transform\u0103ri chimice(\u00eencingerea cerealelor, ruginirea m\u0103rfurilor din fier, o\u0163etirea vinului,alterarea c\u0103rnii) sau r\u0103zboaie, greve inunda\u0163ii, cutremure;<br \/>\u2022 riscuri excluse, cele pentru care, \u00een cazul c\u00e2nd apar \u00een timpul transportului, asiguratorul nu poart\u0103 nici o r\u0103spundere: nerespectarea regulilor de transport a m\u0103rfii respective, viciul propriu al m\u0103rfii, contrastaliile, \u00eent\u00e2rzierile \u00een livrare, capturarea, confiscarea, etc.<br \/>Documentul de asigurare trebuie s\u0103 corespund\u0103 cerin\u0163elor din deschiderea acreditivului documentar at\u00e2t ca tip de asigurare, c\u00e2t \u015fi ca riscuri asigurate.<br \/>Poli\u0163a de asigurare atest\u0103 \u00een\u0163elegerea prin care asiguratul se angajeaz\u0103 s\u0103 pl\u0103teasc\u0103 o sum\u0103 de bani \u00een schimbul c\u0103reia asigur\u0103torul \u00ee\u015fi asum\u0103 anumite riscuri. Aceste poli\u0163e sunt documente negociabile \u015fi pot fi:<br \/>&#8211; nominale;<br \/>&#8211; la ordin \u2013 pot fi transmise prin andosare \u00een alb sau plin;<br \/>&#8211; la purt\u0103tor.<br \/>Ea trebuie s\u0103 aib\u0103 semn\u0103tura \u015fi \u015ftampila societ\u0103\u0163ii de asigur\u0103ri, s\u0103 fie emis\u0103 \u00een moneda \u00een care este emis acreditivul documentar. Intrarea \u00een vigoare a documentului de asigurare trebuie s\u0103 se fac\u0103 cel t\u00e2rziu la \u00eenc\u0103rcarea m\u0103rfurilor \u00een mijlocul de transport.<br \/>Suma de asigurat poate fi precizat\u0103 \u00een mod diferit, de exemplu:<br \/>&#8211; un procent minim asigurat ( acoperind cel pu\u0163in 110% din valoarea facturat\u0103 a m\u0103rfurilor);<br \/>&#8211; un procent fix ( acoperind 110% din valoarea facturat\u0103 a m\u0103rfurilor);<br \/>&#8211; limita minim\u0103 \u015fi maxim\u0103 a asigur\u0103rii (acoperind minimum 110% dar nu mai mult de 130%).<br \/>Certificatul de asigurare este un document \u00een care se dau detalii despre poli\u0163a de asigurare \u015fi care certific\u0103 existen\u0163a acesteia.<br \/>\u00cen AD trebuie s\u0103 se specifice clar tipul de asigurare cerut \u015fi, eventual, ce riscuri adi\u0163ionale se mai doresc a fi acoperite. De exemplu:<br \/>&#8211; toate riscurile(all risks);<br \/>&#8211; toate riscurile, inclusiv riscurile de r\u0103zboi, greve, tulbur\u0103ri \u015fi mi\u015fc\u0103ri civile( all risks incl. War risks and strike, riots and civil commotions).<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport.Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate.\u00cen practica interna\u0163ional\u0103 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts\/90287"}],"collection":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/comments?post=90287"}],"version-history":[{"count":0,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts\/90287\/revisions"}],"wp:attachment":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/media?parent=90287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/categories?post=90287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/tags?post=90287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}