{"id":88470,"date":"2018-02-21T19:15:00","date_gmt":"2018-02-21T19:15:00","guid":{"rendered":""},"modified":"2023-01-06T20:28:09","modified_gmt":"2023-01-06T20:28:09","slug":"sistemul-bancar-in-elvetia","status":"publish","type":"post","link":"https:\/\/cvnextjob.com\/index.php\/2018\/02\/21\/sistemul-bancar-in-elvetia\/","title":{"rendered":"Sistemul bancar \u00een Elve\u0163ia."},"content":{"rendered":"
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Marile b\u0103nci elve\u0163iene s-au construit \u00een cea de-a doua jum\u0103tate a secolului trecut, dar au cunoscut perioada de expansiune pe plan interna\u0163ional dup\u0103 cel deal doilea r\u0103zboi mondial. Situa\u0163ia este explicat\u0103 prin factori economici ca practic\u0103 liberal\u0103 \u00een domeniul exportului de capital, relativa stabilitate a pre\u0163urilor, o moned\u0103 puternic\u0103 \u015fi dintre cele mai importante, excedentul economiilor fa\u0163\u0103 de nevoile interne de finan\u0163are.<\/span><\/div>\n
Banca Na\u0163ional\u0103 \u00eenfiin\u0163at\u0103 \u00een 1907, este constituit\u0103 ca societate pe ac\u0163iuni \u015fi are ca func\u0163ii esen\u0163iale: emiterea monetar\u0103, facilitatea sistemului de pl\u0103\u0163i \u015fi asigurarea serviciului de trezorerie a confedera\u0163iei, practicarea unei politici monetare \u015fi de credit conform intereselor na\u0163ionale \u015fi consilierea autoriza\u0163iilor federale.  <\/span><\/div>\n
\u00cen problema de ordin monetar Banca Na\u0163ional\u0103 posed\u0103 dou\u0103 sedii: unul la Berna \u015fi cel\u0103lalt la Zurich, opt sucursale \u015fi mai multa agen\u0163ii.<\/span><\/div>\n
Po\u015fta este un intermediar financiar important de tip bancar, deoarece prime\u015fte depozite de al public, dar numai \u00een conturi, la vedere, asupra c\u0103rora se trag cecuri po\u015ftale.<\/span><\/div>\n
B\u0103ncile elve\u0163iene sunt \u00een marea lor majoritate b\u0103nci universale.<\/span><\/div>\n
Ele sunt grupate \u00een 5 categorii: marile b\u0103nci, b\u0103ncile cantonale, b\u0103ncile \u015fi Casele de Economii Na\u0163ionale, Casele de Credit Mutual, celelalte b\u0103nci.<\/span><\/div>\n
– Marile b\u0103nci sunt \u00een num\u0103r de 5:<\/span><\/div>\n
–                                              <\/span><\/span>Union de Banques Suisses<\/span><\/div>\n
–                                              <\/span><\/span>Societe de Banque Suisse<\/span><\/div>\n
–                                              <\/span><\/span>Credit Suisse<\/span><\/div>\n
–                                              <\/span><\/span>Banque Populaire Suisse<\/span><\/div>\n
–                                              <\/span><\/span>Banque Leu Sa.<\/span><\/div>\n
 Ele sunt implicate \u00eendeosebi \u00een tranzac\u0163ii interna\u0163ionale, dar presteaz\u0103 \u015fi servicii bancare.<\/span><\/div>\n
 – B\u0103ncile cantonale sunt publice cu activitate local\u0103 \u00eendeplinind \u015fi func\u0163ia de casierie public\u0103.<\/span><\/div>\n
Beneficiul realizat este cedat cantonului lor.<\/span><\/div>\n
– B\u0103ncile \u015fi Casele de Economii Regionale efectueaz\u0103 acelea\u015fi opera\u0163iuni ca \u015fi b\u0103ncile \u015fi \u00eempreun\u0103 cu acestea au constituit cele dou\u0103 centrale de emisiune de lettres de gage.<\/span><\/div>\n
– Casele de credit mutual \u00een num\u0103r de peste 1000 sunt grupate \u00een dou\u0103 asocia\u0163ii \u015fi au o raz\u0103 de ac\u0163iune limitat\u0103. Ele colecteaz\u0103 depozite \u015fi acord\u0103 economiei regionale credite garantate, de regul\u0103 cu ipoteci.<\/span><\/div>\n
 – Categoria celelalte b\u0103nci cuprinde b\u0103ncile relativ specializate \u015fi b\u0103ncile str\u0103ine stabilite \u00een Elve\u0163ia.<\/span><\/div>\n
 B\u0103ncile sunt obligate s\u0103 de\u0163in\u0103 sub forma lichidit\u0103\u0163ii de casierie sau de solduri ale conturilor la vedere, la Banca Na\u0163ional\u0103 sau la Po\u015ft\u0103, echivalentul a 6-28% din depozitele la vedere recoltate.<\/span><\/div>\n
De asemenea b\u0103ncile trebuie s\u0103 men\u0163in\u0103 o acoperire suficient\u0103 a depozitelor la vedere sub form\u0103 de active lichide sau u\u015for mobilizate.<\/span><\/div>\n
B\u0103ncile sunt supuse controlului Comisiei Federale a b\u0103ncilor \u015fi au obliga\u0163ia de a informa Banca Na\u0163ional\u0103 cu privire la aspectele prev\u0103zute \u00een normele acestora.<\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Marile b\u0103nci elve\u0163iene s-au construit \u00een cea de-a doua jum\u0103tate a secolului trecut, dar au cunoscut perioada de expansiune pe plan interna\u0163ional dup\u0103 cel deal doilea r\u0103zboi mondial. Situa\u0163ia este explicat\u0103 prin factori economici ca practic\u0103 liberal\u0103 \u00een domeniul exportului de capital, relativa stabilitate a pre\u0163urilor, o moned\u0103 puternic\u0103 \u015fi dintre cele mai importante, excedentul […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts\/88470"}],"collection":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/comments?post=88470"}],"version-history":[{"count":0,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/posts\/88470\/revisions"}],"wp:attachment":[{"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/media?parent=88470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/categories?post=88470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cvnextjob.com\/index.php\/wp-json\/wp\/v2\/tags?post=88470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}